India's current personal saving rate is 30.7%. It's much higher compared to a first-world country, however economists are divided on the ideal number.

This post is on my personal saving’s rate.

Year 2005 2006 2007 2008 2009
Rate 24.9% 21.9% 48.8% 65.2% 66.9%

Umang Saving's Rate

My overall absolute saving’s rate is 49.6% in 4 years of starting to earn. After accounting for depreciation and permanent items it falls to 27%, which is in line with India’s average.

Following is my monthly saving’s chart.


So what’s your saving’s rate?


p.s. No matter how much you love Google Charts, it’s hard to make the second one